Has your roof been damaged by a recent natural disaster? If so, you may be entitled to an insurance claim and may need some guidance through the process. First, you will need to get your roof inspected by a professional. When it comes to getting your insurance claim approved, you want to make sure everything is done by the book. A professional roofer will know the steps to take to help ensure your insurance adjuster has all of the documentation needed for claim approval. Here is a list of some of the things your roofing contractor should do to help maximize your insurance claim.
- Paperwork Required for Insurance Claims
Many times homeowners find out their claim has been rejected due to minor oversights on claim paperwork. There are many different forms to be filled out during the process and although it can be overwhelming, professional roofers are familiar with the process and should be able to help review your paperwork and make sure nothing is overlooked.
2. Detailed Repair Documentation
Having detailed documentation is essential for getting an insurance claim approved. Before calling an insurance adjuster, you will want to have a professional roofer assess the damage and provide a detailed damage report to send to your insurer. Aside from the detailed damage report, you will also want plenty of photos included. Your roofer should provide enough detail in the report and photos to help get your insurance claim approved.
3. Itemized Estimates
A roofer can provide a detailed inspection and itemized estimates of the work needed for your roof. Providing itemized estimates by a professional roofer helps reduce risk for your insurer. When the damage of the roof is clearly assessed and itemized, your insurance claim is much more likely to get approved for the amount you are entitled to.
4. Communication with your Insurance Company
The professional roofer you hire should be accessible via phone call if your insurance company has any questions about the damage report. Some unprofessional roofers will be difficult to get a hold of. During a claims process, your roofer should know the importance of getting back to your insurance company and be available for any potential questions by the insurer.
At Pardo Roofing we understand filing a claim for roof insurance can be an overwhelming process. This is why we have taken the time to learn every step of the insurance claim process so we can walk you through it from start to end. We are happy to help answer any questions you may have and guide you through the process as seamlessly as possible. We can ensure you our detailed damage reports and communication follow up with the insurer will help get the most out of your claim. Call us today for your free roof assessment. Whatever your roofing needs. We’ve got you covered.
